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Basic compulsory sickness insurance applies to:
Action and public sector pensioners. This system is administered by the National Fund of Social Reserve Organizations;
Action and private sector pensioners. This system is entrusted to the National Social Security Fund;
Independent workers, freelancers and all other people who engage in unpaid activity. This system is entrusted to the National Social Security Fund;
Students of public and private higher education unless they benefit from it within another framework. This system is entrusted to the National Fund for Social Reserve Organizations.
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For several years, the public authorities have been engaged in a comprehensive reform of the retirement sector within the framework of the National Commission (tripartite composition: Government - trade unions - Presidency of the General Union of Contracting) headed by the Head of Government. The Commission has endorsed a two-pronged reform plan:
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A bipolar system constitutes the framework for comprehensive sector reform based on the creation of a public sector pole and a private sector pole (which will extend coverage to non-action);
An urgent standard reform of the civil pension system.
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The Insurance and Social Reserve watchdog has published a topical guide on compensating victims of accidents caused by motor road vehicles. This document, addressed to the general public, highlights the Dahir provisions relating to Law No. 177-84-1 of Muharram 6, 1405 (2 October 1984), concerning compensation for those injured in accidents caused by road motor vehicles.
The purpose of this manual, which is part of the Commission's mandate to protect insured persons and promote financial education in sectors subject to the Authority's intervention, is to provide a clear and simple overview of the compensatory provisions, the compensation procedure, including medical expertise, the rules for evaluation and the payment of compensation, as well as the rights and
duties of the persons concerned.
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